Checking your finances
Before letting from any company, there are a few things that you will want to run through and ensure you’re on top of. This will allow you to make the process far simpler and easier for yourself and make finding the correct home that fits within your budget a far less stressful task!
The biggest issue renters have initially is working out budget and how much they can currently afford.
The average monthly cost of rent is 35% of your regular wage, but remember to budget for amenities like gas, 
electricity and water, phone and internet connections, TV licence and council tax if you are required to fund those separately. Thankfully all of Bespoke Lettings properties are fully inclusive of bills, so the key is affording your rent, and any exiting obligations you may have (mobile phone, car, etc). Some properties will also require a deposit – the legal limit on this is 5 weeks rent – however, again Bespoke Lettings also don’t require a deposit or bond, just the first few weeks rent!
Remember to put enough aside for food, household items and any other regular outgoings. It may be easier for you to make a list of all outgoings and compare that to your average monthly income. If you’re unsure how much a cost will be, it is always best to overestimate what the cost to you will be. Don’t forget, if you’re unsure of a cost that you might be liable for while living at a rented property, you can ask the agent or landlord what they expect the costs to you to be.
Even if you plan and organise your finances carefully, there may be a time or circumstance that can come straight out of the blue – for instance a car breakdown, or loss of job. This is obviously a stressful time, where you may not be able to legitimately cover the rent. In this circumstance it’s really important to talk to your landlord or letting agent and ensure they are aware of the situation. Working with them, and working out how you can fulfil your end of the deal is always going to be the best way of dealing with the situation.
As always, there are many different pages with contradicting information all over the internet. It’s important to not get confused and believe the wrong information so feel free to check out this post by Citizens Advice, here: Dealing with arrears in private tenancies.